Bank of Utica | Remote Deposit - A Cash Management Product

How does Remote Deposit work?

Scan checks from any computer. Using the desktop scanner, fronts and backs of checks can be scanned in a single pass.

Prepare the deposit for submission. As checks are scanned, view the images of the checks right from your computer. The amounts of check are automatically read and the deposit is balanced with minimal corrections.

Submit the Deposit electronically. Submit the deposit electronically using a secure encrypted connection directly with Bank of Utica.

Funds are deposited into your account. Funds are deposited to your Bank of Utica Savings or Checking account.

Combine deposits from remote locations
From any remote office, or even from the comfort of your own home you can submit a deposit to Bank of Utica. The benefit is that you can consolodate deposits and save time, and gain faster availability to your funds.

Make a deposit at anytime
Remote Deposit bring the convenience of making deposits electronically 24x7, yes even on weekends you can submit a deposit that will be processed on the next business day and posted to your account.

Save time preparing deposits
Preparing an electronic deposit is fast and easy, it can reduce additional labor costs and free up time to accomplish other tasks around the business.

Reduce courier costs or trips to bank
Are you sick of rising courier costs, or countless trips to Bank of Utica; even multiple trips in the same day? Remote Deposit can save you time and money, reducing or even cutting out those additional costs.

Reduce the risk of check fraud
Since checks presented with Remote Deposit are electronic, they are quickly presented to other banks. This benefit increases your ability to act faster on returned checks, thus increasing your chances for collection and reducing your risk of fraud

Secure
Remote Deposit is secured by multiple layers; including a Vasco Security token (learn more) combined with a PIN provied by you, and an Access ID. After which there are hidden security features including 128 bit encryption with our servers and firewalls to protect your data and offer the highest levels of security.

Requirements Remote Deposit is fast and easy to use; all you need is the following:

Computer running Microsoft Windows XP or 2000 with a USB 2.0 Port
Desktop check scanner and software
High Speed Internet Connection
Account with Bank of Utica