Bank of Utica - Central New York - Mohawk Valley - Member FDIC

In a league all our own℠. Strength and stability since 1927.
Business Deposits

Business Deposits

Business Checking

For more than 80 years, we've been committed to serving our local business community for their deposit account needs by offering low-cost, full-service checking accounts as well as high yield business money market accounts, and certificates of deposit.  Opening an account with us is Quick and Easy - you can open by mail, by calling our Personal Banking Departement at (315) 797-2700 ext. 264, or apply online and start earning interest today!

Our accounts have no gimmicks or fine print!

We pride ourselves on utilizing the latest technologies to offer you the most convenient and cutting-edge services, including:

  • Remote Deposit Capture

    Deposit checks into your account right from your office simply by scanning the checks and sending us the images electronically



  • Online Banking

    Make transfers and view your balance, deposits, checks, statements and more using our simple and secure online site



  • 24-Hour Telephone Access

    When you can’t go online, simply call 797-2710 to access balances, find checks paid and deposits posted, and make account transfers



  • ACH Origination

    Create and send us ACH files so you can offer your employees direct deposit of their pay, collect accounts receivable, or automatically make other payments such as pension and dividends



  • QuickDraw® Visa Debit Cards

    Monitor employee usage of company funds with our safe and secure Visa Debit card



  • Image Statements

    View scanned images of your deposited checks with these monthly statements



  • Searchable Statements

    Receive a searchable DVD with images of your monthly statements, checks, and deposited items



  • Account Reconciliation

    Provide us with a list of your issued checks and we’ll automatically reconcile your checking account every month by matching them against checks presented for payment and sending you an end-of-month report—you’ll know just where you stand and feel assured your account is accurate

    As you transfer information to us of the checks you have issued, we will compare this against checks being presented for payment. If a check is presented that you did not issue, we will notify you and determine whether this is a legitimate or fraudulent item



  • Merchant Services

    Eliminate phone calls and paperwork when you process Internet and phone orders with our credit and debit card authorization program that’s easy to use, quick and offers 24-hour support.



Our Business Banking Deposit Services brochure and disclosures are available for more information. You can also learn how we protect your personal information or watch a helpful video on how to protect your business against Identity Theft