Bank of Utica is one of the area's largest lenders to small businesses. If your real dream is to start or expand your own business, stop in and talk to us. We offer a full range of commercial loan services, including:
We focus on building relationships with our business customers. Many of these relationships transcend two, and even three, generations, so you can be sure that we will be with you for the long haul. Plus, our loan decisions are made daily by local in-house staff to provide you with the fastest means to finance your business. To see how we treat you as an individual, not just an account number, see our Business Banking Philosophy.
Check out our enormous range of low and no fee products and services to see how we can meet all your banking needs.
Listen to our Business Banking radio clips, then stop in and visit with Brian Loughlin, Executive Vice President of Business Banking Operations, or call him at (315) 797-2700 ext. 242 for more information.
Unlike personal loans where we establish rates by formula, the rates we offer on business loans are all individually negotiated. They vary depending on various factors primarily including:
Rates are traditionally indexed to the prime rate.