Bank of Utica - Central New York - Mohawk Valley - Member FDIC

In a league all our own℠. Strength and stability since 1927.
Free Checking Plus Interest

Free Checking Plus Interest

Bank of Utica offers FREE personal checking that even pays you interest. The account lets you maximize earnings with our high-yield interest rates whereas most other banks pay little or no interest on their checking accounts. There are no per check fees or monthly service charges, and you can make an unlimited number of deposits and write as many checks as you wish. Our reputation for friendly, efficient and experienced customer service makes this account different from other checking accounts you may have used! We offer our customers the following FREE benefits which are available to you with your personal checking account:

  • FREE online banking
  • FREE online bill payment
  • FREE 24/7 telephone banking
  • FREE direct deposit
  • FREE VISA Debit Card—which can be used with a low-interest rate Check Credit line
  • FREE bank-by-mail—we pay the postage both ways
  • FREE parking

Our FREE personal checking accounts are really FREE—there are no gimmicks or fine print!

Check out our enormous range of low and no fee products and services to see how we can meet all your banking needs.

Opening an Account With Us is Quick and Easy - you can open by mail, by calling our Personal Banking Department at (315) 797-2700 ext. 264, or apply online and start earning interest today!

For more information, review these account disclosures and learn how we protect your personal information.