Our normal banking hours are 9:00 a.m. to 5:00 p.m. Monday through Friday and our drive-in is open until 5:30 p.m. on Friday. Transactions made at the teller window during these times will be posted on the same business day. Saturday, Sunday and bank holidays are not business days.
Cut-off times for certain banking transactions are as follows:
Online banking - The cut-off time for making a transfer for the "current" business day is 4:59:59 p.m. Transactions occurring after that time will not take place until the close of the next business day. There are two ways to transfer money between your accounts, Express transfers or Scheduled transfers. Express Transfers that are made before 5:00 p.m. will post to an account on the same business day in which they are made. Express transfers that are made on or after 5:00 p.m. on a business day, during a holiday, or over a weekend will post on the next business day.
Scheduled transfers that are to take place during a particular date will show as pending transactions on the following business day after that date. See the FAQ "When will my transfer post to my account?"
Online bill payment – The cut-off time for making a transfer or bill payment for the "current" business day is 4:59:59 p.m. Transactions occurring after that time will not take place until the close of the next business day. For example, on Friday if you make a payment at 4:30 p.m., that transaction will be included in that day's processing and posted on your account. If the transaction is made at 6:00 p.m., the business date will already have advanced. That transaction will not be part of the account activity until the next business day. See the FAQ "How much time should I allow for payments to be received by the payee?"
Quickdraw® VISA/debit cards (including ATM withdrawals) – For purposes of using your Quickdraw® card, a business day runs from 4:45 p.m. to 4:45 p.m. As soon as you make a purchase or withdrawal, the balance available on your card will be immediately lowered by that amount. However, it may take up to two days for the transaction to be presented to the bank for posting to your account.