

Allpoint
Find an Allpoint ATM for surcharge-free access to your cash during holiday, weekend and after-hours closings.
You’re in Control
CardHub®
Using your debit card has never been easier or more secure.Sign up for alerts, set spending limits, turn your cards off if they’re misplaced and turn them back on if you find them.

Finance
Smart Money Moves
Break free from high-interest credit cards with a Bank of Utica low-interest Personal Loan or Check Credit line.
- Quick decisions made by local staff
- Regular fixed monthly payments
- No penalty for early payoff
Services & Products

Quickdraw® VISA Debit Card
It's the better way to make all of your everyday purchases. Our FREE QuickDraw® Debit Card allows you to make purchases wherever VISA cards are accepted offering you control, security and convenience – you may never write another check again!

CardHub®
Here at Bank of Utica, your security is our top priority. Not only do our Quickdraw® VISA debit cards come with EMV built-in chip technology, we also offer CardHub® as part of our Mobile Banking service. This is a real-time, fraud-fighting technology that puts you in control of how and when your card is used.

Safety Center
Financial criminals become more and more sophisticated, so we become more and more vigilant when it comes to ensuring our financial security. We urge you to spend some time to look through the links below, so that you are better educated to protect yourself and your finances.