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Serving the Mohawk Valley for over 80 Years

As other banks come and go, Bank of Utica has been serving the Mohawk Valley for over 80 years with great rates and personal service.

Out-of-town banks can’t possibly know their customers like we know ours. They certainly can’t recognize and serve the needs of our local community like we can. How can they, when they are focused on a much larger geographical area?

Our staff is knowledgeable and professional. One-half of our employees have been with us for over 20 years, 75% over 10 years, unusual for a bank. You’ll get to know us and we’ll get to know you.

Because we focus on building relationships which transcend generations, you can be sure that we will be with you well into the future. When it comes to choosing a bank, there is no substitute for experience and local knowledge. That’s why there’s no substitute for Bank of Utica.
  • Free Personal Checking Plus Interest Guaranteed for Life
  • Free Internet Banking
  • Free Online Bill Payment
  • Free 24 Hour Telephone Banking
  • Free Direct Deposit
  • Free ATM/Debit Card
  • Free Bank-By-Mail
  • Free Parking
Apply Online for a Free Personal Checking Account Today! Need more information, please call us at 800.442.1028 or use our Contact Page to send us an email.

FDIC DEPOSIT INSURANCE TRANSACTION ACCOUNT GUARANTEE PROGRAM Bank of Utica is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Also included in this guarantee are Interest on Lawyers Accounts (IOLA’s) and NOW accounts with interest rates no higher than 0.50 percent (Personal, Non-Personal, Tax Exempt and Municipal checking accounts). Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
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