Total Access. Whenever and Wherever You Need It!
With Bank of Utica's new Corporate Banking Suite, business customers now have an abundance of tools available right at their fingertips. From large corporations to small business owners, our corporate banking products provide you with the ability to take advantage of the following services right from your own office:
Remote Deposit is currently the most sought after product within our Corporate Banking Suite. It's a huge time-saver because you can make deposits right from your office. Remote deposit takes advantage of a tabletop scanner that connects directly to your computer through the Internet. Using this technology, you can scan checks received from your customers as payment and convert those checks to an electronic deposit at Bank of Utica. This takes place securely over our servers right from the comfort of your home or business, so you can do your banking without leaving your business. Remote deposit also allows you to:
- Consolidate deposits from multiple locations
- Make deposits anytime during or after business hours
- Save time preparing deposits
- Reduce courier fees or eliminate them altogether
- Reduce the risk of check fraud
Does your business:
- Have multiple locations?
- Make deposits after normal business hours?
- Pay transportation costs to deliver deposits to the bank?
- Receive checks with large dollar amounts?
If the answer to any of these questions is yes, then Bank of Utica's Remote Deposit is just for you!
Step 1: Scan checks from any computer. Using the desktop scanner, fronts and backs of checks can be scanned in a single pass.
Step 2: Prepare the deposit for submission. As checks are scanned, view the images of the checks right from your computer. The amount of each check is automatically read and the deposit is balanced with minimal corrections.
Step 3: Submit the deposit electronically using a secure encrypted connection directly with Bank of Utica.
Step 4: Funds are deposited to your Bank of Utica savings or checking account.
What are the advantages?
Remote deposit brings the convenience of making deposits electronically 24/7. Even on weekends you can submit a deposit that will be processed and posted to your account (on the next business day).
Remote deposit utilizes multiple layers of security, including a Vasco Security token (learn more) combined with a PIN provided by you, and an Access ID. Hidden features include 128 bit encryption with our servers and firewalls to protect your data and offer the highest levels of security.
Remote deposit is fast and easy to use—all you need is the following:
- Computer running Microsoft Windows Vista, XP or 2000 with a USB 2.0 Port
- Desktop check scanner and software provided by Bank of Utica
- High speed Internet connection
- Account with Bank of Utica
If you have additional questions about our Corporate Banking Suite you can email us or call our Personal Banking department at (315) 797-2700 ext. 264.