With Bank of Utica, you have a community bank with history, strength and stability. As a true full service commercial bank, Bank of Utica has been serving the Mohawk Valley since 1927 with a complete line of commercial and personal banking products and services.

Electronic Banking Though we may seem like a small community bank, we are in fact the largest bank in Oneida County in terms of deposits, and we have the resources to stay on the cutting edge of technology. We make our branch as close as your computer or phone so you get the latest technology and security features in the industry, with the personalized service only Bank of Utica can provide.
Quickdraw® Visa Debit Card Our Quickdraw® card will allow you to make purchases anywhere Visa is accepted.  Use your Quickdraw® card at any Bank of Utica or Allpoint Network ATM to make surcharge free cash withdrawals.
Allpoint Network of ATMs Make surcharge free cash withdrawals with your Bank of Utica Quickdraw® card at over 55,000 ATMs in the US and select other countries.
Lost or Stolen ATM Card You can report your card missing or stolen by calling (800) 472-3272, 24 hours a day, even when the Bank is closed.
Direct Deposit Have your payroll, Social Security, pension or any other payment you receive regularly directly deposited into your bank account.
24/7 Telephone Banking Bank securely 24 hours / day using your telephone.
Re-Order Checks Online Link directly to our check partner and order checks online.
Traditional Services While we have many modern products & services that make banking remotely convenient, we also have a myriad of traditional banking services that are available to our customers.

Please review our full list of products and services to see how we can meet all your banking needs.